Terms & Conditions

TERMS AND CONDITIONS

Last Updated: February 9, 2025

INTRODUCTION

Welcome to themompsychologist.com (the "Website"). This Terms and Conditions Agreement (the "Agreement") is made between you and Jazmine McCoy LLC ("Company", "we", "us", or "our"), a California limited liability company. This Agreement governs your access to and use of:
- The Website
- Mobile applications
- Course platforms
- Online programs
- Coaching services
- Related services (collectively, the "Services")

1. ACCEPTANCE OF TERMS

1.1 Agreement to Terms
By accessing or using the Services, you agree to be bound by:
- These Terms and Conditions
- Our Privacy Policy
- Product-specific Terms of Use
- All applicable laws and regulations

1.2 Eligibility Requirements
To use the Services, you must:
- Be at least 18 years old
- Be capable of forming a binding contract
- Not be prohibited from using the Services by law
- Complete accurate registration information

1.3 Changes to Terms
We may modify these terms:
- With 30 days notice
- By posting updates on the Website
- Through email notification
- With immediate effect for new users

2. ACCOUNT MANAGEMENT

2.1 Registration
You may need to register to access certain Services:
- Provide accurate information
- Maintain current contact details
- Keep login credentials secure
- Note restrictions on account sharing

2.2 Account Security
You are responsible for:
- Maintaining password confidentiality
- Restricting account access
- All activities under your account
- Notifying us of security breaches

2.3 Account Termination
We may suspend or terminate accounts:
- For Terms violations
- For inappropriate behavior
- To protect other users
- At our discretion

3. INTELLECTUAL PROPERTY

3.1 Ownership
We retain all rights to:
- Website content
- Course materials
- Program resources
- Trademarks and logos
- Original works

3.2 Limited License
We grant you a limited license to:
- Access our Services
- Use materials for personal use
- Participate in programs
- Engage with content

3.3 Restrictions
You may not:
- Copy or distribute materials
- Modify our content
- Remove copyright notices
- Use content commercially
- Create derivative works

4. USER CONDUCT

4.1 Acceptable Use
You agree to use Services:
- For lawful purposes
- Following community guidelines
- Respecting others' rights
- Maintaining appropriate behavior

4.2 Prohibited Activities
You may not:
- Violate laws or regulations
- Harass or harm others
- Share inappropriate content
- Interfere with Service operation
- Impersonate others

4.3 Content Standards
User-generated content must:
- Be accurate and lawful
- Respect intellectual property
- Maintain confidentiality
- Follow program guidelines
- Avoid harmful material

5. SERVICE OPERATION

5.1 Service Availability
We strive to maintain Service availability but:
- Cannot guarantee uninterrupted access
- May modify features without notice
- Reserve right to restrict access
- May discontinue Services

5.2 Technical Requirements
Users are responsible for:
- Internet connectivity
- Compatible devices
- Updated software
- Security measures

5.3 Third-Party Services
For integrated services:
- We're not responsible for third-party content
- External terms may apply
- Users assume usage risks
- We don't endorse external content

6. PAYMENTS AND BILLING

6.1 Pricing
For paid Services:
- Fees are as posted
- We may modify pricing
- Special terms may apply
- Taxes may be additional

6.2 Payment Terms
You agree to:
- Provide valid payment information
- Authorize recurring charges
- Pay fees when due
- Maintain current billing information

6.3 Refunds
Our refund policy:
- Is program-specific
- Requires timely requests
- May have conditions
- Is at our discretion

7. PRIVACY AND DATA

7.1 Data Collection
We collect and use information per our:
- Privacy Policy
- Data protection laws
- Program requirements
- User agreements

7.2 Data Security
We implement:
- Industry-standard security
- Access controls
- Encryption protocols
- Regular audits

8. DISCLAIMERS AND LIMITATIONS

8.1 Service Disclaimer
Services are provided:
- "As is" and "as available"
- Without warranties
- Subject to limitations
- With no guaranteed results

8.2 Liability Limitation
We are not liable for:
- Indirect damages
- Consequential losses
- Service interruptions
- User actions

8.3 Indemnification
You agree to indemnify us against:
- Claims from your use
- Content you create
- Policy violations
- Legal costs

9. DISPUTE RESOLUTION

9.1 Governing Law
This Agreement is governed by:
- California law
- Applicable federal law
- Without conflicts provisions
- Following jurisdiction rules

9.2 Arbitration
Disputes will be resolved by:
- Binding arbitration
- Individual proceedings
- AAA rules
- Sacramento venue

9.3 Class Action Waiver
You waive rights to:
- Class actions
- Representative proceedings
- Consolidated claims
- Jury trials

10. TERMINATION

10.1 Termination Rights
Either party may terminate:
- At any time
- For any reason
- With notice
- Following procedures

10.2 Effect of Termination
Upon termination:
- Access ends
- Obligations continue
- Fees may apply
- Content may be deleted

11. ADDITIONAL TERMS

11.1 Entire Agreement
These Terms constitute:
- Complete agreement
- Superseding prior terms
- Including referenced policies
- Binding provisions

11.2 Severability
If any provision is invalid:
- Remainder stays effective
- Terms will be modified
- Intent preserved
- Rights maintained

11.3 Assignment
- We may assign our rights
- You may not assign without consent
- Successors are bound
- Notice may be required

12. CONTACT INFORMATION

For questions about these Terms:
- Email: hello@themompsychologist.com
- Mail: PO BOX 2036 Buford, GA 30518
- Website: themompsychologist.com

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© 2025 Jazmine McCoy LLC. All Rights Reserved.